D1.6 Incorrect Payments Data

This Data Store shall be used within the Provide Electronic Payments Facilities Functional Area.  It shall contain information objects that provide details of the incorrect payments that have been detected and recorded plus a list of accounts from which these payments were attempted to be made, i.e. a "black list" of users.<br/><br/>The incorrect payments (i.e. failure by the user to provide the correct payment that is required for the service) shall be those that have been detected through the use of services paid by electronic means.  The information objects shall contain the following data objects:<br/><br/>(1) Date of incorrect payment detection (date string),<br/>(2) Date of message to enforcement bodies (date string),<br/>(3) Location at which the incorrect payment was made (characters and/or numbers, e.g. GPS/Galileo data),<br/>(4) User ID, if identified (number),<br/>(5) Service ID (number),<br/>(6) What made the payment incorrect (characters - descriptive text),<br/>(7) If overdraft account:<br/>    (7a) Account ID (number),<br/>    (7b) Amount of overdraft (number - in currency),<br/>    (7c) Access control systems breaching, ID of these systems (number),<br/>    (7d) Result (user blocked / user passing through) (characters).<br/><br/>The "black list" of users shall identify those who have made a payment that is incorrect in some way, e.g. non-payment. Their structure within this part of the Data Store shall be as follows:<br/>- User ID (number),<br/>- What made the payment incorrect (characters - descriptive text)?<br/><br/>Note that it shall be possible for there to be more than one incorrect payment that has been made by each user in the black list.<br/>